Bank of Montgomery :: Frequently Asked Questions

Banking

Q Are Bank of Montgomery deposit accounts FDIC insured?
A Yes! All deposit accounts at Bank of Montgomery are insured by the FDIC up to $100,000.

Q How do I set up Direct Deposit of my payroll check?
A After your Bank of Montgomery checking application has been approved, you will receive Bank of Montgomery's routing and transit numbers and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company, and your direct deposit will usually begin within thirty days.

Q How do I set up Direct Deposit of my Social Security check?
A After your Bank of Montgomery checking application has been approved, you will receive Bank of Montgomery’s routing and transit numbers and your account number. Simply contact our nearest Bank of Montgomery Office and have yout social security number and account information available to set up your direct deposit right over the phone.

Q Can I get information about my account by phone?
A Yes! Account information is available with our Customer Service Representatives during business hours at any of our offices or ask about our Voice Response System for automated account information 24 hours a day.

Q Can businesses have accounts at Bank of Montgomery?
A At this time, Bank of Montgomery does not currently offer online accounts for businesses.

Q Does Bank of Montgomery offer IRAs?
A Currently, Bank of Montgomery does not offer IRAs online.

Q Can I open an account if I don't live in the US? What about if I live in the US but am not a citizen yet?
A As stated on our application, at this time we only accept applications from persons residing within the United States with valid US tax identification numbers. If you have questions, contact us. We'd like to hear from you.

Q Can I do all of my banking with Bank of Montgomery?
A Yes! Thanks to the convenience of Direct Deposit, ATMs, and the Visa checkcard, everyday banking activities can be performed from the comfort of home. Contact us with questions about your banking needs.

Q How do I make a deposit to my account from a remote location?
A You can do most of your banking by using direct deposit, ATMs, or ACH (Automated Clearing House) transactions. Bank of Montgomery also offers a bank-by-mail service which allows you to mail in non-recurring deposits. Contact us for details on a method that's best for you.